San Francisco Car Insurance Prices

Find Affordable California Auto Insurance Coverage

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get San Francisco Auto Insurance Quotes Online

In order to fairly compare San Francisco auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Francisco car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Francisco car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Francisco Car Insurance

If you want to cover all your bases when shopping for San Francisco car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a San Francisco insurance agent directly, you can search for San Francisco insurance agents by clicking the 'Find an Agent' link on our menu.
  • Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Francisco Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Francisco drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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San Francisco Insurance Agents

Listed below are San Francisco agents who may be able to help you find California car insurance. View all San Francisco insurance agents.

David Santos-Cucalon
Pier27 Admin Bldg 210
San Francisco, CA 94111

Sally Vuong
3410 Geary Blvd Ste 310
San Francisco, CA 94118

Helen Kuan
616 Taraval St
San Francisco, CA 94116

Clysly Desales
1434 Taraval St
San Francisco, CA 94116

Anthony L Salazar
100 Bush St Ste 220
San Francisco, CA 94104

Marina Associates Insurance Agency
300 Broadway Ste 31
San Francisco, CA 94133

Dick Wong
1530 Noriega St Ste 201
San Francisco, CA 94122

Jerry Verdi
580 California St Fl 16
San Francisco, CA 94104

ISU – Sattler Insurance Services
201 California St Ste 200
San Francisco, CA 94111

AAA Insurance
150 Van Ness Ave
San Francisco, CA 94102

Joe Freund
2787 California St
San Francisco, CA 94115

Walter C Li
1329 Chestnut St
San Francisco, CA 94123

Krauter & Company
555 California St Fl 3
San Francisco, CA 94104

Michael Woo
2166A Market St
San Francisco, CA 94114

Tak Tsui
3000 Alemany Blvd
San Francisco, CA 94112

Patrick Campbell
21 Masonic Ave
San Francisco, CA 94118

Fort Point Insurance Services
3 Embarcadero Ctr Ste 1610
San Francisco, CA 94111

Daniel Onyike
1411 Irving St
San Francisco, CA 94122

Bernard Wong
2037 Irving St Ste 208
San Francisco, CA 94122

Mary Spellman
2408 24th St
San Francisco, CA 94110

Hugh Jo
1434 Taraval St
San Francisco, CA 94116

Alan Chan
1700 California St Ste 210
San Francisco, CA 94109

R Carrie Insurance Agency
2140 Sutter St
San Francisco, CA 94115

Janet Lin
1686 Bryant St
San Francisco, CA 94103

Grand Avenue Insurance Agency
1537 Franklin St Ste 105
San Francisco, CA 94109

Find Affordable California Auto Insurance Coverage

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