San Diego Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get San Diego Car Insurance Quotes Online

San Diego car insurance quotes allow you to compare the rates between the different companies that can write auto insurance in San Diego. You will first need to get four or five quotes from different companies to begin your comparison.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Diego car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Diego car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Diego Auto Insurance

If you want to cover all your bases when shopping for San Diego car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a San Diego insurance agent directly, you can search for San Diego insurance agents by clicking the 'Find an Agent' link on our menu.
  • Direct insurance quotes can be received from companies such as State Farm, Farm Bureau, Farmers Insurance and others by visiting each company's website.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Diego Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Diego drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

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San Diego Insurance Agents

Listed below are San Diego agents who may be able to help you find California car insurance. View all San Diego insurance agents.

Dave Murphy
10605 Scripps Poway Pkwy Ste B
San Diego, CA 92131

George Deluca
4316 Orange Ave
San Diego, CA 92105

JPL Insurance Group
3911 5th Ave Ste 302
San Diego, CA 92103

Patrick Wang
8650 Genesee Ave Ste 108
San Diego, CA 92122

R Allan Mendoza
3633 Camino Del Rio S Ste 201
San Diego, CA 92108

Jawad S Bisharat
3202 Governor Dr Ste 205
San Diego, CA 92122

Owen Horne
16880 W Bernardo Dr Ste 170
San Diego, CA 92127

Suzanne Dempsey
4724 Point Loma Ave
San Diego, CA 92107

Tom Latsko
8680 Navajo Rd Ste 214
San Diego, CA 92119

Todd M Payne Insurance Services
7710 Balboa Ave Ste 223d
San Diego, CA 92111

Tom Thompson Insurance Agency
4542 Ruffner St Ste 170
San Diego, CA 92111

Huggy Bear Insurance Agency
4128 El Cajon Blvd
San Diego, CA 92105

Tesoriero Insurance Services
1761 Hotel Cir S Ste 119
San Diego, CA 92108

Susanne Romo
3675 Ruffin Rd Ste 325
San Diego, CA 92123

Todd Derenzis
7770 Regents Rd Ste 108
San Diego, CA 92122

John Tesoriero
1761 Hotel Cir S # 119
San Diego, CA 92108

Coleman Meshack
4909 Murphy Canyon Rd Ste 360
San Diego, CA 92123

Mohammed Purmul
6048 Cornerstone Ct W # E1
San Diego, CA 92121

Cavignac & Associates Insurance Brokers
450 B St Ste 1800
San Diego, CA 92101

Titlow-Ives Insurance Agency
4683 Point Loma Ave
San Diego, CA 92107

Benjamin Moncrief
3650 Clairemont Dr Ste 3
San Diego, CA 92117

George Greenwell Insurance
1855 Sunset Cliffs Blvd
San Diego, CA 92107

Naomi Kleitsch
6398 Del Cerro Blvd Ste 6
San Diego, CA 92120

Tony Gormican
110 W A St Ste 775
San Diego, CA 92101

USI of San Diego
12348 High Bluff Dr Ste 110
San Diego, CA 92130

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