San Diego Car Insurance Prices

Find Affordable California Auto Insurance Coverage

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

San Diego Car Insurance Prices

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get San Diego Car Insurance Quotes Online

San Diego car insurance quotes allow you to compare the rates between the different companies that can write auto insurance in San Diego. You will first need to get four or five quotes from different companies to begin your comparison.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Diego car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Diego car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Diego Auto Insurance

If you want to cover all your bases when shopping for San Diego car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a San Diego insurance agent directly, you can search for San Diego insurance agents by clicking the 'Find an Agent' link on our menu.
  • Direct insurance quotes can be received from companies such as State Farm, Farm Bureau, Farmers Insurance and others by visiting each company's website.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Diego Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Diego drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

Fast and Free Quotes from Top-rated Companies and Local Agents

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

San Diego Insurance Agents

Listed below are San Diego agents who may be able to help you find California car insurance. View all San Diego insurance agents.

Elias Al-Hinn
2835 Camino Del Rio S # S100
San Diego, CA 92108

Mandy Karuzas-Richins
16959 Berndo Ctr Drive #214
San Diego, CA 92128

Veronica Aguayo
6915 Paradise Valley Rd Ste 1
San Diego, CA 92139

Jamie Seckelman
6048 Cornerstone Ct W # E1
San Diego, CA 92121

Huggy Bear Insurance Agency
3977 Normal St
San Diego, CA 92103

Jimmy Donna
7380 Clrmnt Mesa #200
San Diego, CA 92111

David Jaehnig
16955 Via Del Campo Ste 250
San Diego, CA 92127

Theresa Nguyen
4425 47th St
San Diego, CA 92115

Kay Camphuis
928 Fort Stockton Dr Ste K
San Diego, CA 92103

Marc Romero
9801 Mira Mesa Blvd
San Diego, CA 92131

R Allan Mendoza
3633 Camino Del Rio S Ste 201
San Diego, CA 92108

Ryan Hartwigsen
3810 Park Blvd
San Diego, CA 92103

Arnold Ogena
9580 Black Mountain Rd Ste K
San Diego, CA 92126

JPL Insurance Group
3911 5th Ave Ste 302
San Diego, CA 92103

Guy Raymond Estep Agency
5375 Kearny Villa Rd Ste 102
San Diego, CA 92123

Trip Wilson
5959 Mission Gorge Rd Ste 201
San Diego, CA 92120

Bob Francy III
11885 Carmel Mountain Rd Ste 905
San Diego, CA 92128

Oasis South Insurance Services
3562 National Ave
San Diego, CA 92113

Douglas Dixon
12812 Rancho Penasquitos Blvd
San Diego, CA 92129

Fred Hetter
4305 University Ave Ste 540
San Diego, CA 92105

Robert Hall Financial & Insurance Services
Po Box 27528
San Diego, CA 92198

Survival Insurance – San Diego
6755 Mira Mesa Blvd
San Diego, CA 92121

Rick Wiese
6171 Mission Gorge Rd Ste 114
San Diego, CA 92120

Enrico Ramos
7710 Balboa Ave Ste 326
San Diego, CA 92111

David James
8333 Clmt Mesa #110
San Diego, CA 92111

Find Affordable California Auto Insurance Coverage

Fast and Free Quotes from Top-rated Companies and Local Agents

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate