Sacramento Car Insurance Prices

Find Affordable California Auto Insurance Coverage

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Sacramento Car Insurance Prices

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get Sacramento Car Insurance Quotes Online

To adequately compare Sacramento car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Sacramento car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Sacramento car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Sacramento Auto Insurance

You can always try these other techniques to find the best deal on Sacramento car insurance.

  • If you'd rather contact a Sacramento insurance agent directly, you can search for Sacramento insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Sacramento Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Sacramento drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Reconsider Small Claims - If you have a claim that's not very much in excess of your deductible, just pay the claim yourself. Claim-free drivers pay lower rates.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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Sacramento Insurance Agents

Listed below are Sacramento agents who may be able to help you find California car insurance. View all Sacramento insurance agents.

River Valley Insurance Associates
3841 N Freeway Blvd Ste 150
Sacramento, CA 95834

Pan American Underwriters
2880 Gateway Oaks Dr Ste 310
Sacramento, CA 95833

Allgenes Insurance Agency
8031 Fruitridge Rd
Sacramento, CA 95820

Amanda Blakeman
2775 Cottage Way Ste 38
Sacramento, CA 95825

Hebert Insurance Agency
865 Howe Ave Ste 205
Sacramento, CA 95825

Brooke Agency – Nick Brozdounoff
5500 Madison Ave Ste F
Sacramento, CA 95841

Titanic Insurance Services
10063 Folsom Blvd Ste C
Sacramento, CA 95827

Triton Of California Insurance Services
2332 Auburn Blvd
Sacramento, CA 95821

Sean Timmons
7311 Greenhaven Dr Ste 240
Sacramento, CA 95831

Collage Services
4603 Broadway
Sacramento, CA 95820

Sherzer & Associates Insurance
4641 Freeport Blvd
Sacramento, CA 95822

Bob Spears
3110 Fulton Ave
Sacramento, CA 95821

Kent Sternberg
5644 Folsom Blvd
Sacramento, CA 95819

Kenneth Smalley
1851 Heritage Ln Ste 297
Sacramento, CA 95815

Punjab Insurance Agency
7212 Florin Mall Drive
Sacramento, CA 95823

Hilb Rogal & Hobbs
800 Howe Ave Ste 210
Sacramento, CA 95825

Roberts & Phillips Insurance
2321 P St
Sacramento, CA 95816

Zachary M Wandell
7880 Alta Valley Dr Ste 101
Sacramento, CA 95823

Ken Sou
2215 16th St
Sacramento, CA 95818

Tuan Nguyen
4600 Northgate Blvd Ste 105
Sacramento, CA 95834

Bic Nguyen
7309 Stockton Blvd Ste D
Sacramento, CA 95823

By Insurance Center
5320 Fruitridge Rd
Sacramento, CA 95820

Richard Hefner
3300 Watt Ave # B
Sacramento, CA 95821

Eugene C Yates Insurance Agency
2021 P St
Sacramento, CA 95814

Frank Kwong
6130 Freeport Blvd Ste 100
Sacramento, CA 95822

Find Affordable California Auto Insurance Coverage

Fast and Free Quotes from Top-rated Companies and Local Agents

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