San Jose Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Jul 2025
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong fi... more
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong financial ratings and positive customer reviews. State Farm homeowners insurance reviews rank it in the top ten for claims satisfaction. Coverage is also available in all 50 states, which is important to Florida less
4.07
Average pricing $
Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Good pricing $$
Updated Dec 2021
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4.00
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Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get San Jose Auto Insurance Quotes Online

Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Jose Car Insurance

If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.

  • If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
  • It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Jose Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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San Jose Insurance Agents

Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.

Dipika Vora
181 Metro Dr Ste 290
San Jose, CA 95110

Greg Landers
2239 Moorpark Ave Ste 100
San Jose, CA 95128

Archway-Dempsey Insurance Services
1731 Technology Dr Ste 250
San Jose, CA 95110

Kennedy Insurance Agency
950 S Bascom Ave Ste 2009
San Jose, CA 95128

Dennis Mesic
835 Blossom Hill Rd Ste 110
San Jose, CA 95123

Keith Weaver
4606 Meridian Ave Ste F
San Jose, CA 95124

Tim Mellen
4606 Meridian Ave Ste F
San Jose, CA 95124

Michael Francis Dunne Pacific Interstate Insurance Brokers
2068 Lincoln Ave
San Jose, CA 95125

Care Insurance Agency
900 N 1st St Ste E
San Jose, CA 95112

Brooke Agency – Brian Lovsey
705 Capitol Expressway Auto Mall Ste 70
San Jose, CA 95136

Mike Pan
1551 Saratoga Ave
San Jose, CA 95129

Jack Healey Insurance Agency
1602 The Alameda Ste 203
San Jose, CA 95126

Kirk Scolari
3097 Moorpark Ave Ste 202
San Jose, CA 95128

Donald Wilson
7280 Blue Hill Dr Ste 2
San Jose, CA 95129

Kristin Findley
1375 Blossom Hill Rd Ste 17
San Jose, CA 95118

Alice M Chan
2136 Ringwood Ave
San Jose, CA 95131

Hieu Truong
1625 Alum Rock Ave
San Jose, CA 95116

Pacific Interstate Insurance Brokers
1033 Willow St Ste 201
San Jose, CA 95125

Cost-U-Less Insurance Center-San Jose
1152 N Capitol Ave
San Jose, CA 95132

Ron Merz
1264 Lincoln Ave Ste 100
San Jose, CA 95125

Weishu Zhou
1340 S De Anza Blvd Ste 102
San Jose, CA 95129

Hong Chu Trang
945 Mclaughlin Ave
San Jose, CA 95122

Micor Insurance Brokers
1731 Technology Dr Ste 250
San Jose, CA 95110

Anwar Mattu
2355 Oakland Rd Ste 9
San Jose, CA 95131

Steve Sosnowski
841 Blossom Hill Rd Ste 102
San Jose, CA 95123

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