San Francisco Car Insurance Prices
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Alexandra Arcand
Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Insurance and Finance Writer
UPDATED: Jul 7, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Get San Francisco Auto Insurance Quotes Online
In order to fairly compare San Francisco auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Francisco car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Francisco car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Francisco Car Insurance
If you want to cover all your bases when shopping for San Francisco car insurance, try these ideas when shopping for coverage.
- If you'd rather contact a San Francisco insurance agent directly, you can search for San Francisco insurance agents by clicking the 'Find an Agent' link on our menu.
- Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Francisco Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Francisco drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Francisco Insurance Agents
Listed below are San Francisco agents who may be able to help you find California car insurance. View all San Francisco insurance agents.
Irene Tsang
522 Taraval St
San Francisco, CA 94116
Heffernan Insurance Brokers
120 Howard St Ste 550
San Francisco, CA 94105
Toby Lee
2886 Geary Blvd Ste 207
San Francisco, CA 94118
Yin Kong
2555 San Bruno Ave Ste 200
San Francisco, CA 94134
Don Lehr
206 Spear St
San Francisco, CA 94105
Don Toy
1425 Noriega St
San Francisco, CA 94122
Dmitry Erenkov
3450 Geary Blvd Ste 100
San Francisco, CA 94118
Franklin C Sing Insurance Agency
61 Walter U Lum Pl
San Francisco, CA 94108
Angela Lee
1434 Taraval St # 1
San Francisco, CA 94116
Barbary Insurance Brokerage
230 California St Ste 700
San Francisco, CA 94111
Dick Wong
1530 Noriega St Ste 201
San Francisco, CA 94122
Fort Point Insurance Services
3 Embarcadero Ctr Ste 1610
San Francisco, CA 94111
Norbay Insurance Services
1728 Noriega St
San Francisco, CA 94122
Doug Lehr
206 Spear St
San Francisco, CA 94105
Andy Sham
2390 20th Ave # 210
San Francisco, CA 94116
David Tsao
3739 Geary Blvd
San Francisco, CA 94118
Gadner Navarro
4201 Mission St
San Francisco, CA 94112
Natalie Masarsky
3018 Geary Blvd
San Francisco, CA 94118
Susan Levinson
1501 Church St
San Francisco, CA 94131
Igor Dubrovsky
4215 Geary Blvd # B
San Francisco, CA 94118
Allan Chan
5264 Mission St
San Francisco, CA 94112
Roanoke Trade Services
425 California St Ste 410
San Francisco, CA 94104
Bay City Insurance Agency
2390 15th Ave
San Francisco, CA 94116
Helen Kuan
616 Taraval St
San Francisco, CA 94116
Samuel Tong
2886 Geary Blvd Ste 202
San Francisco, CA 94118
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