San Francisco Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Jul 2025
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong fi... more
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong financial ratings and positive customer reviews. State Farm homeowners insurance reviews rank it in the top ten for claims satisfaction. Coverage is also available in all 50 states, which is important to Florida less
4.07
Average pricing $
Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service. They claim to be more than just an insurance company. They want to transform the way you think about insurance. At AmFam, they believe your dreams are important and that is why they work hard to protec less
4.01
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Good pricing $$
Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get San Francisco Auto Insurance Quotes Online

In order to fairly compare San Francisco auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Francisco car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Francisco car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Francisco Car Insurance

If you want to cover all your bases when shopping for San Francisco car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a San Francisco insurance agent directly, you can search for San Francisco insurance agents by clicking the 'Find an Agent' link on our menu.
  • Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Francisco Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Francisco drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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San Francisco Insurance Agents

Listed below are San Francisco agents who may be able to help you find California car insurance. View all San Francisco insurance agents.

Patrick Campbell
21 Masonic Ave
San Francisco, CA 94118

Benson Tom
2131 19th Ave # 200
San Francisco, CA 94116

Jill Chan
2665 Ocean Ave Ste C
San Francisco, CA 94132

Lee Wong & Leong
566 Commercial St
San Francisco, CA 94111

Esurance Insurance Services
747 Front St Fl 4
San Francisco, CA 94111

Kiet Nguyen
4198 Mission St
San Francisco, CA 94112

Francisco Zepeda
3999 Mission St Ste A
San Francisco, CA 94112

Celestino Marquez
1434 Taraval St
San Francisco, CA 94116

Fort Point Insurance Services
3 Embarcadero Ctr Ste 1610
San Francisco, CA 94111

Northbay Auto Insurance Center
425 Divisadero St Ste 202
San Francisco, CA 94117

Dick Wong
1530 Noriega St Ste 201
San Francisco, CA 94122

HUB International
101 California St Ste 2760
San Francisco, CA 94111

Walter C Li
1329 Chestnut St
San Francisco, CA 94123

Duler & Company Risk Management & Insurance Services
220 Halleck St Ste G100
San Francisco, CA 94129

Marsh USA
160 Spear St
San Francisco, CA 94105

Sheila Machado
87 Graham St Ste 160
San Francisco, CA 94129

Lawrence Di Giacomo
2379 Ocean Ave
San Francisco, CA 94127

Rod Lehr
206 Spear St
San Francisco, CA 94105

Dmitry Erenkov
3450 Geary Blvd Ste 100
San Francisco, CA 94118

Bay Vista Insurance Agency
2269 Chestnut St # 250
San Francisco, CA 94123

Bernard Wong
2037 Irving St Ste 208
San Francisco, CA 94122

Joseph A Lopez
1434 Taraval St
San Francisco, CA 94116

Calif Associates Insurance Bkrs
55 Hawthorne St Ste 500
San Francisco, CA 94105

Michael J Mahoney
2208 Union St
San Francisco, CA 94123

California Associates Insurance Bkrs
300 Montgomery St Ste 450
San Francisco, CA 94104

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