San Diego Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service. They claim to be more than just an insurance company. They want to transform the way you think about insurance. At AmFam, they believe your dreams are important and that is why they work hard to protec less
4.01
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Good pricing $$
Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $
Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get San Diego Car Insurance Quotes Online

San Diego car insurance quotes allow you to compare the rates between the different companies that can write auto insurance in San Diego. You will first need to get four or five quotes from different companies to begin your comparison.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Diego car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Diego car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Diego Auto Insurance

If you want to cover all your bases when shopping for San Diego car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a San Diego insurance agent directly, you can search for San Diego insurance agents by clicking the 'Find an Agent' link on our menu.
  • Direct insurance quotes can be received from companies such as State Farm, Farm Bureau, Farmers Insurance and others by visiting each company's website.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Diego Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Diego drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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San Diego Insurance Agents

Listed below are San Diego agents who may be able to help you find California car insurance. View all San Diego insurance agents.

Rolando Aguilar
2835 Camino Del Rio S Ste 100
San Diego, CA 92108

Beacon Insurance Services
4420 Hotel Circle Ct Ste 170
San Diego, CA 92108

David James
8333 Clmt Mesa #110
San Diego, CA 92111

Kay Camphuis
928 Fort Stockton Dr Ste K
San Diego, CA 92103

Steven Upp
2165 San Diego Ave Ste 106
San Diego, CA 92110

Svetlana Soukhinina
16516 Bernardo Center Dr Ste 150
San Diego, CA 92128

The Insurance Place
4241 Jutland Dr Ste 101
San Diego, CA 92117

Rodney Simmerman
2655 Camino Del Rio N Ste 206
San Diego, CA 92108

Insurex Global Insurance Services
2621 Denver St
San Diego, CA 92120

Chris Magers
3045 Rosecrans St Ste 210
San Diego, CA 92110

Jamie Seckelman
6048 Cornerstone Ct W # E1
San Diego, CA 92121

David Lopez
6048 Cornerstone Ct W # E1
San Diego, CA 92121

George Deluca
4316 Orange Ave
San Diego, CA 92105

Carlos Kremer
4540 Kearny Villa Rd Ste 111
San Diego, CA 92123

Bob Francy State Farm Insurance
11885 Carmel Mountain Rd #905
San Diego, CA 92128

Henry Arnold Insurance
3444 Camino Del Rio N Ste 201
San Diego, CA 92108

PNA Insurance Agency
4748 El Cajon Blvd
San Diego, CA 92115

Scripps Insurance Services
10650 Scripps Ranch Blvd Ste 128
San Diego, CA 92131

North Mex Insurance Services
6965 Camino Maquiladora
San Diego, CA 92154

Mike Moore
12880 Rancho Penasquitos Blvd Ste D
San Diego, CA 92129

Jianmei Quitt
6713 Convoy Ct
San Diego, CA 92111

Daeco Insurance Services
7084 Miramar Rd Ste 206
San Diego, CA 92121

David Wilks
9455 Ridgehaven Ct Ste 206
San Diego, CA 92123

First Command Financial Services
591 Camino De La Reina Ste 1200
San Diego, CA 92108

Michael Reese
4550 Kearny Villa Rd Ste 105
San Diego, CA 92123

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