Sacramento Car Insurance Prices
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Alexandra Arcand
Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Insurance and Finance Writer
UPDATED: Jul 7, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Get Sacramento Car Insurance Quotes Online
To adequately compare Sacramento car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple Sacramento car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your Sacramento car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper Sacramento Auto Insurance
You can always try these other techniques to find the best deal on Sacramento car insurance.
- If you'd rather contact a Sacramento insurance agent directly, you can search for Sacramento insurance agents by clicking the 'Find an Agent' link on our menu.
- If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your Sacramento Car Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - Sacramento drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Reconsider Small Claims - If you have a claim that's not very much in excess of your deductible, just pay the claim yourself. Claim-free drivers pay lower rates.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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Sacramento Insurance Agents
Listed below are Sacramento agents who may be able to help you find California car insurance. View all Sacramento insurance agents.
Robert Peterson
7210 Greenhaven Dr Ste C
Sacramento, CA 95831
Cherie Meek
4600 Northgate Blvd Ste 105
Sacramento, CA 95834
Cnk Insurance Service
2701 Cottage Way Ste 6
Sacramento, CA 95825
Bob Smith
7220 Greenhaven Dr Ste 1
Sacramento, CA 95831
Michele Adams
800 Howe Ave Ste 400
Sacramento, CA 95825
Allgenes Insurance Agency
8031 Fruitridge Rd
Sacramento, CA 95820
AAA Insurance
1056 Florin Rd
Sacramento, CA 95831
McClatchy Insurance Agency
2410 Fair Oaks Blvd Ste 140
Sacramento, CA 95825
June Huang
4611 Freeport Blvd Ste 7
Sacramento, CA 95822
Alan Cummins
6355 Riverside Blvd Ste R
Sacramento, CA 95831
Daniel Valdez
3465 American River Dr Ste A
Sacramento, CA 95864
Cost-U-Less Insurance Center
7213 Florin Mall Dr # A
Sacramento, CA 95823
Brian Clark
2331 El Camino Ave
Sacramento, CA 95821
Freeway Insurance – Sacramento
2270 Arden Way
Sacramento, CA 95825
Blake Mori
7311 Greenhaven Dr Ste 240
Sacramento, CA 95831
Brooke Agency – Fausto Bucheli
3701 Marconi Ave Ste 300
Sacramento, CA 95821
Center West Insurance Agency
3400 Watt Ave Ste 203
Sacramento, CA 95821
Go West Insurance Services
3001 Arden Way
Sacramento, CA 95825
Larry W Sweitzer
2715 Riverside Blvd
Sacramento, CA 95818
Punjab Insurance Agency
7212 Florin Mall Drive
Sacramento, CA 95823
Sam Michaelson
7000 Franklin Blvd Ste 610
Sacramento, CA 95823
Pao Xiong
2251 Florin Rd Ste 18
Sacramento, CA 95822
Cliff Cottam Insurance Services
3830 Watt Ave
Sacramento, CA 95821
A Aaco Insurance
2151 River Plaza Dr Ste 170
Sacramento, CA 95833
Albert Varlamov
7651 Daly Ave Ste D
Sacramento, CA 95842
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