Sacramento Car Insurance Prices

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Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get Sacramento Car Insurance Quotes Online

To adequately compare Sacramento car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Sacramento car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Sacramento car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Sacramento Auto Insurance

You can always try these other techniques to find the best deal on Sacramento car insurance.

  • If you'd rather contact a Sacramento insurance agent directly, you can search for Sacramento insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Sacramento Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Sacramento drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Reconsider Small Claims - If you have a claim that's not very much in excess of your deductible, just pay the claim yourself. Claim-free drivers pay lower rates.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

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Sacramento Insurance Agents

Listed below are Sacramento agents who may be able to help you find California car insurance. View all Sacramento insurance agents.

McClatchy Insurance Agency
2410 Fair Oaks Blvd Ste 140
Sacramento, CA 95825

Brooke Agency – Michael Del Rosario
2420 Del Paso Rd Ste 145
Sacramento, CA 95834

C W Wright Insurance Services
2400-22nd St.Suite 100
Sacramento, CA 95818

Brooke Agency – Nick Brozdounoff
2500 Marconi Ave Ste 218
Sacramento, CA 95821

Castro Property & Commercial Insurance Agency
2775 Cottage Way Ste 32
Sacramento, CA 95825

Enterprise Insurance Services
3112 O St
Sacramento, CA 95816

Domingo Valdez
9719 Lincoln Village Dr Ste 409
Sacramento, CA 95827

Brooke Agency – Nick Brozdounoff
5500 Madison Ave Ste F
Sacramento, CA 95841

Baja Insurance Services
4399 Florin Rd
Sacramento, CA 95823

Jeong Kim
9681 Folsom Blvd
Sacramento, CA 95827

Liliya Vizitiu
4045 N Freeway Blvd
Sacramento, CA 95834

Michael D Del Rosario Ficf Mbe
2420 Del Paso Rd Ste 145
Sacramento, CA 95834

Go West Insurance Services
3001 Arden Way
Sacramento, CA 95825

Melvin Yu
910 Florin Rd Ste 104
Sacramento, CA 95831

Javed Ahmed
4600 Northgate Blvd Ste 105
Sacramento, CA 95834

Sherman Chan
5659 Freeport Blvd
Sacramento, CA 95822

Sean Timmons
7311 Greenhaven Dr Ste 240
Sacramento, CA 95831

Wellco Insurance Agency
6905 Stockton Blvd Ste 230
Sacramento, CA 95823

AAA Insurance
1056 Florin Rd
Sacramento, CA 95831

Yelena Adova Insurance Services
2971 Fulton Ave
Sacramento, CA 95821

Titanic Insurance Services
10063 Folsom Blvd Ste C
Sacramento, CA 95827

Jenkins Athens Insurance Services
1455 Response Rd Ste 260
Sacramento, CA 95815

Brooke Agency – Nick Brozdounoff
6315 Mack Rd
Sacramento, CA 95823

Biner Insurance Agency
2717 Cottage Way Ste 3
Sacramento, CA 95825

Brett Peterson
4135 Northgate Blvd Ste 7
Sacramento, CA 95834

Find Affordable California Auto Insurance Coverage

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