Modesto Car Insurance Prices
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Jul 7, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Get Modesto Car Insurance Quotes Online
To adequately compare Modesto car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple Modesto car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your Modesto car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper Modesto Auto Insurance
If your online insurance quotes do not meet your expectations, there are other methods of finding Modesto car insurance.
- If you'd rather contact a Modesto insurance agent directly, you can search for Modesto insurance agents by clicking the 'Find an Agent' link on our menu.
- If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your Modesto Car Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - Modesto drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Discounts for No Claims - If you have a tendancy to file small claims on your car insurance, you're going to pay more than if you had just paid the claims yourself.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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Modesto Insurance Agents
Listed below are Modesto agents who may be able to help you find California car insurance. View all Modesto insurance agents.
TSM Insurance
1317 Oakdale Rd
Modesto, CA 95355
West Coast Auto Insurance Services
1801 H St Ste A1
Modesto, CA 95354
Tijerina Insurance Services
1739 Crows Landing Rd Ste B
Modesto, CA 95358
Dibuduo & Defendis Insurance
1560 Cummins Dr
Modesto, CA 95358
Jerry Cooper
1912 Standiford Ave Ste 1
Modesto, CA 95350
Donald Kavanaugh
902 13th St
Modesto, CA 95354
Auto America Insurance Services
400 12th St
Modesto, CA 95354
Andy Harless
945 Coffee Rd Ste 1
Modesto, CA 95355
Tom Paul
1600 Sunrise Ave Ste 7a
Modesto, CA 95350
Charlie Brown
810 Standiford Ave Ste 4
Modesto, CA 95350
United Agents Insurance Services
201 E Rumble Rd Ste A1
Modesto, CA 95350
Nicholson Insurance
601 14th St
Modesto, CA 95354
Rico Pfitzer Pires Insurance
903 Kansas Ave
Modesto, CA 95351
Nicholson Insurance
4317 North Star Way Ste B
Modesto, CA 95356
Liberty General Insurance Services
3025 Mchenry Ave
Modesto, CA 95350
Robert Martin
1021 Oakdale Rd
Modesto, CA 95355
Sanguinetti & Company Insurance Brokers
1741 Coffee Rd Ste 4
Modesto, CA 95355
Shawn Looney
1900 Standiford Ave
Modesto, CA 95350
Herb Bustle
1221 E Orangeburg Ave Ste 4d
Modesto, CA 95350
Cost-U-Less Insurance Center
123 Burney St
Modesto, CA 95354
Neal Groesbeck
1327 K St
Modesto, CA 95354
Pasillas-Macias Insurance
1511 Crows Landing Rd
Modesto, CA 95358
Jennifer Boyden
1900 Standiford Ave
Modesto, CA 95350
Noelia Martinez
518 Needham St
Modesto, CA 95354
Colleen Myrtakis
1317 Oakdale Rd Ste 1220
Modesto, CA 95355
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