Santa Monica Car Insurance Prices
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
Get Santa Monica Auto Insurance Quotes Online
Before you can compare Santa Monica car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple Santa Monica car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your Santa Monica car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper Santa Monica Car Insurance
If you want to cover all your bases when shopping for Santa Monica car insurance, try these ideas when shopping for coverage.
- If you'd rather contact a Santa Monica insurance agent directly, you can search for Santa Monica insurance agents by clicking the 'Find an Agent' link on our menu.
- It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your Santa Monica Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - Santa Monica drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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Santa Monica Insurance Agents
Listed below are Santa Monica agents who may be able to help you find California car insurance. View all Santa Monica insurance agents.
Phil Couto
1425 5th St Ste B
Santa Monica, CA 90401
Roy Stills
501 Colorado Ave Ste 150
Santa Monica, CA 90401
Ken Donaldson Insurance Agency
1433 Santa Monica Blvd
Santa Monica, CA 90404
Caitlin Carty
2121 Cloverfield Blvd Ste 132
Santa Monica, CA 90404
Ronald E Villa Insurance Agency
2665 30th St Ste 200
Santa Monica, CA 90405
Kristi Isaac
3435 Ocean Park Blvd Ste 202
Santa Monica, CA 90405
M & R Americana Insurance Services
2808 Santa Monica Blvd
Santa Monica, CA 90404
Rick Donaldson
1425 5th St Ste B
Santa Monica, CA 90401
Bob Emeson
1424 4th St Ste 100
Santa Monica, CA 90401
Valdez Insurance Agency
1313 Pico Blvd
Santa Monica, CA 90405
Dick Vanduzer & Associates
3130 Wilshire Blvd Ste 390
Santa Monica, CA 90403
Esam R Boktor
3301 Ocean Park Blvd Ste 107
Santa Monica, CA 90405
Yolanda Vasquez
320 Wilshire Blvd Ste 204
Santa Monica, CA 90401
Michael Nia
2714 Wilshire Blvd
Santa Monica, CA 90403
Carol Sacramone
3400 Airport Ave Ste 20b
Santa Monica, CA 90405
Trey Melson
3101 Ocean Park Blvd Ste 302
Santa Monica, CA 90405
Express Financial & Insurance Services
3222 Santa Monica Blvd
Santa Monica, CA 90404
Tegner-Miller Insurance Brokers
2001 Wilshire Blvd Ste 101
Santa Monica, CA 90403
White & Company Insurance
807 Arizona Ave
Santa Monica, CA 90401
ISU – Bob Gabriel Company
2325 Wilshire Blvd
Santa Monica, CA 90403
Sander A Kessler & Associates
2850 Ocean Park Blvd Ste 200
Santa Monica, CA 90405
Troy Wilson
3122 Santa Monica Blvd Ste 102
Santa Monica, CA 90404
Dennis Robman
3205 Ocean Park Blvd Ste 230
Santa Monica, CA 90405
James P Bennett & Company
2716 Ocean Park Blvd Ste 1045
Santa Monica, CA 90405
Professional Insurance Associates
65 Village Pkwy
Santa Monica, CA 90405
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