Santa Barbara Auto Insurance Prices

Get a Santa Barbara Car Insurance Quote

Get Santa Barbara Car Insurance Quotes Online

To adequately compare Santa Barbara car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Santa Barbara car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Santa Barbara car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Santa Barbara Auto Insurance

Shopping for Santa Barbara car insurance doesn't have to be difficult. Try these ideas when looking for the lowest rates.

  • If you'd rather contact a Santa Barbara insurance agent directly, you can search for Santa Barbara insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Santa Barbara Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Santa Barbara drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • File Claims, Pay More - Some smaller claims may be better paid for out of pocket rather than filed with your insurance company. They don't like frequent filers and you'll pay more or even be cancelled if you file frequent claims.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Santa Barbara Insurance Agents

Listed below are Santa Barbara agents who may be able to help you find California car insurance. View all Santa Barbara insurance agents.

Greg Honnold
903 State St Ste 209
Santa Barbara, CA 93101

Torresanta Insurance Services
429 N Milpas St
Santa Barbara, CA 93103

Silver Insurance Agency
132 N Milpas St
Santa Barbara, CA 93103

Baratto Sullivan & Company Insurance Agency
1731 State St
Santa Barbara, CA 93101

Robert Gomez
5122 Hollister Ave
Santa Barbara, CA 93111

Brownwood Insurance Agency
2263 Las Positas Rd
Santa Barbara, CA 93105

Douglas A Harlow
1215 De La Vina St Ste A
Santa Barbara, CA 93101

John Buczek
703 Chapala St
Santa Barbara, CA 93101

Santa Barbara Insurance Brokers Agency
3887 State St
Santa Barbara, CA 93105

Douglas Lambert Insurance Services
1825 State St Fl 3
Santa Barbara, CA 93101

David Groom
187 S Patterson Ave Ste A
Santa Barbara, CA 93111

Tomm & Buck Insurance Services
4141 State St Ste C6
Santa Barbara, CA 93110

M Gill Insurance Services
5276 Hollister Ave Ste 158
Santa Barbara, CA 93111

Jane Macedo De Veer
211 E Victoria St Ste C
Santa Barbara, CA 93101

AAA Insurance
3712 State St
Santa Barbara, CA 93105

Robert Kitson
187 S Patterson Ave Ste A
Santa Barbara, CA 93111

Jack Koers Jr
3009 De La Vina St Ste B
Santa Barbara, CA 93105

Ogilvy Gilbert Norris & Hill
418 Chapala St
Santa Barbara, CA 93101

Manchester Insurance Agency
1025 Chapala St
Santa Barbara, CA 93101

Riviera Insurance Services
3710 State St Ste B
Santa Barbara, CA 93105

Gary Watts
3891 State St Ste 106
Santa Barbara, CA 93105

Paul Cashman
3433 State St Ste B
Santa Barbara, CA 93105

Jack Fishenfeld
3887 State St Ste 23
Santa Barbara, CA 93105

HUB International
40 E Alamar Ave
Santa Barbara, CA 93105

Buzz Faull
1236 Coast Village Cir Ste G
Santa Barbara, CA 93108