Irvine Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service. They claim to be more than just an insurance company. They want to transform the way you think about insurance. At AmFam, they believe your dreams are important and that is why they work hard to protec less
4.01
Average pricing $
Updated Mar 2024
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
3.91
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Good pricing $$
Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get Irvine Auto Insurance Quotes Online

Before you can compare Irvine car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Irvine car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Irvine car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Irvine Car Insurance

You can always try these other techniques to find the best deal on Irvine car insurance.

  • If you'd rather contact a Irvine insurance agent directly, you can search for Irvine insurance agents by clicking the 'Find an Agent' link on our menu.
  • It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Irvine Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Irvine drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Reconsider Small Claims - If you have a claim that's not very much in excess of your deductible, just pay the claim yourself. Claim-free drivers pay lower rates.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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Irvine Insurance Agents

Listed below are Irvine agents who may be able to help you find California car insurance. View all Irvine insurance agents.

Jgf Davey & Larson Swank
18551 Von Karman Ave Ste 120
Irvine, CA 92612

Gino Clemente
7700 Irvine Center Dr Ste 800
Irvine, CA 92618

Steven Wang
14795 Jeffrey Rd Ste 208
Irvine, CA 92618

Spectrum Risk Insurance Services
74 Discovery
Irvine, CA 92618

Compass Financial & Insurance Services
2030 Main St
Irvine, CA 92614

USI Of Southern Ca Insurance Services
29 Technology Dr # A
Irvine, CA 92618

Brett Halpin
4790 Irvine Blvd Ste 205
Irvine, CA 92620

Alpha Team Insurance Services
17831 Sky Park Cir Ste 212 Ste G
Irvine, CA 92614

Nikki Kaur
17145 Von Karman Ave Ste 107
Irvine, CA 92614

Rebecca Higgs
5410 Trabuco Rd Ste 100
Irvine, CA 92620

Jorge Bendeck
4482 Barranca Pkwy Ste 230
Irvine, CA 92604

ISU Insurance Services
5 Corporate Park Ste 170
Irvine, CA 92606

James Lohse
4850 Barranca Pkwy Ste 202
Irvine, CA 92604

Mahan Insurance Brokers Pacific Interstate Insurance Brokers
15375 Barranca Pkwy Ste A207
Irvine, CA 92618

Semaphore Holdings
16420 Bake Pkwy Fl 2
Irvine, CA 92618

Chuck Jalaty
4200 Trabuco Rd Ste 140
Irvine, CA 92620

Rmi Insurance Services
220 Technology Dr Ste 110
Irvine, CA 92618

Allco Fullerton Insurance Agency
15615 Alton Pkwy Ste 450
Irvine, CA 92618

Unionbanc Insurance Services
2415 Campus Dr Ste 200
Irvine, CA 92612

Seymour Hutchings Insurance Services
4840 Irvine Blvd Ste 202
Irvine, CA 92620

Alpha Team Insurance Services
17831 Sky Park Cir Ste G
Irvine, CA 92614

Shank & Associates Insurance Services
14988 Sand Canyon Ave Studio 6
Irvine, CA 92618

James Fan
4000 Barranca Pkwy Ste 250
Irvine, CA 92604

Sharon Leung
18004 Sky Park Cir Ste 250
Irvine, CA 92614

Zamani Insurance Agency
9930 Research Dr
Irvine, CA 92618

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