Downey Car Insurance Prices

Get Downey Auto Insurance Quotes Online

In order to fairly compare Downey auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Downey car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Downey car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Downey Car Insurance

If you want to cover all your bases when shopping for Downey car insurance, try these ideas when shopping for coverage.

If you'd rather contact a Downey insurance agent directly, you can search for Downey insurance agents by clicking the 'Find an Agent' link on our menu.
Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Downey Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

Be a Safe Driver - Downey drivers who obey the law pay much less than poor drivers.
Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.