BMW 3 Series Insurance Rates

If shopping for car insurance online is new to you, you may be confused by the hoards of car insurance companies competing for your business. To find the best car insurance prices, there are several ways to compare rate quotes from different insurance companies. By far the easiest way to find the cheapest BMW insurance rates consists of shopping online. This is very easy and can be done by typing your zip code at the top of the page.

Insurance rates for a BMW 3 Series can vary widely depending on several factors. A few of these criteria are:

  • Higher performance BMW vehicles cost more
  • Any accidents you may have
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Optional coverages like vehicle replacement
  • Your profession
  • The level of coverage
  • Owning a home can lower rates

Is it cheaper to buy car insurance online? It's hard to say exactly because there are many factors that influence how your policy is priced. Common sense would say that buying directly from the company saves money because there is no commission. When quoting car insurance, remember that comparing more rates provides better odds of finding a better price.

The factors listed above determine your premium rates but the age of your BMW 3 Series is also a determining factor. Choose your vehicle year below in order to get more specific rate quote information.