Santa Barbara Auto Insurance Prices

Get a Santa Barbara Car Insurance Quote

Get Santa Barbara Car Insurance Quotes Online

To adequately compare Santa Barbara car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Santa Barbara car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Santa Barbara car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Santa Barbara Auto Insurance

Shopping for Santa Barbara car insurance doesn't have to be difficult. Try these ideas when looking for the lowest rates.

  • If you'd rather contact a Santa Barbara insurance agent directly, you can search for Santa Barbara insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Santa Barbara Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Santa Barbara drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • File Claims, Pay More - Some smaller claims may be better paid for out of pocket rather than filed with your insurance company. They don't like frequent filers and you'll pay more or even be cancelled if you file frequent claims.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Santa Barbara Insurance Agents

Listed below are Santa Barbara agents who may be able to help you find California car insurance. View all Santa Barbara insurance agents.

HUB International
40 E Alamar Ave
Santa Barbara, CA 93105

Jane Macedo De Veer
211 E Victoria St Ste C
Santa Barbara, CA 93101

Torresanta Insurance Services
429 N Milpas St
Santa Barbara, CA 93103

Lindon Sayre
Po Box 31205
Santa Barbara, CA 93130

Robert Gomez
5122 Hollister Ave
Santa Barbara, CA 93111

Ogilvy Gilbert Norris & Hill
418 Chapala St
Santa Barbara, CA 93101

Baratto Sullivan & Company Insurance Agency
1731 State St
Santa Barbara, CA 93101

Jack Koers Jr
3009 De La Vina St Ste B
Santa Barbara, CA 93105

Douglas A Harlow
1215 De La Vina St Ste A
Santa Barbara, CA 93101

Thana Robinson
928 Carpinteria St Ste 1
Santa Barbara, CA 93103

AAA Insurance
3712 State St
Santa Barbara, CA 93105

Riviera Insurance Services
3710 State St Ste B
Santa Barbara, CA 93105

Michael Brashears
3 W Carrillo St Ste 212
Santa Barbara, CA 93101

Manchester Insurance Agency
1025 Chapala St
Santa Barbara, CA 93101

Celedonio Saldana
401 N Milpas St Ste C
Santa Barbara, CA 93103

Walorinta Insurance Agency
16 W Mission St Ste P
Santa Barbara, CA 93101

David Groom
187 S Patterson Ave Ste A
Santa Barbara, CA 93111

Ritter Pro Insurance Agency
534 Magna Vista St
Santa Barbara, CA 93110

Michael J Kelly Insurance Agency
1174 Palomino Rd
Santa Barbara, CA 93105

Michael Karimian
300 E Canon Perdido St Ste C2
Santa Barbara, CA 93101

Gary Watts
3891 State St Ste 106
Santa Barbara, CA 93105

Scott Simmons
1809 Cliff Dr Ste A
Santa Barbara, CA 93109

Silver Insurance Agency
132 N Milpas St
Santa Barbara, CA 93103

Tomm & Buck Insurance Services
4141 State St Ste C6
Santa Barbara, CA 93110

Brownwood Insurance Agency
2263 Las Positas Rd
Santa Barbara, CA 93105