San Jose Car Insurance Prices
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Eric Stauffer
Updated July 2025
Get San Jose Auto Insurance Quotes Online
Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.
To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.
Find Lower Insurance Prices
As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.
Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.
Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.
Find Cheaper San Jose Car Insurance
If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.
- If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
- It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
- Your friends and family are a good source of car insurance referal information, both good and bad.
Slash your San Jose Auto Insurance Prices
In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.
- Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
- Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
- Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
- Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.
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San Jose Insurance Agents
Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.
Michael Guarino
2021 The Alameda Ste 200
San Jose, CA 95126
Harjot Khalsa
3750 Mckee Rd # A
San Jose, CA 95127
Professional Insurance Associates
1999 S. Bascom Ave. #300
San Jose, CA 95159
Peter Chee
1510 Parkmoor Ave Ste A
San Jose, CA 95128
Ronald Crowder
360 Kiely Blvd Ste 105
San Jose, CA 95129
One Stop Services
235 E Julian St
San Jose, CA 95112
Reed Sparks
3119 Alum Rock Ave
San Jose, CA 95127
Mg Insurance Financial Services
357 Piercy Rd
San Jose, CA 95138
Jesse Perez
1515 Meridian Ave Ste 201
San Jose, CA 95125
John Hong
1777 Saratoga Ave Ste 100
San Jose, CA 95129
Kimloan Nguyen
1972 Aborn Rd
San Jose, CA 95121
Kyle Yu Chin Chuang
2695 Moorpark Ave # 105
San Jose, CA 95128
Pentaguard Insurance Services
6472 Camelia Dr
San Jose, CA 95120
Johnny Tam Insurance Services
3275
San Jose, CA 95117
Linh Ngo
2670 S White Rd Ste 125
San Jose, CA 95148
Ez Coverage Insurance Services
1885 Lundy Ave Ste 138
San Jose, CA 95131
Amanda Carolyn Nguyen
1968 Aborn Rd
San Jose, CA 95121
Alan Gawkasem
7246 Sharon Dr Ste G
San Jose, CA 95129
Preeti Sehgal
915 Meridian Ave
San Jose, CA 95126
Stephen Peacock
1975 Hamilton Ave Ste 30
San Jose, CA 95125
Tom Maciel
1610 Blossom Hill Rd Ste 4
San Jose, CA 95124
All Drivers Insurance
461 S Capitol Ave Ste 18
San Jose, CA 95127
Maureen Keenan
828 S Bascom Ave
San Jose, CA 95128
Hong Chu Trang
945 Mclaughlin Ave
San Jose, CA 95122
Nature Insurance Agency
121 E Gish Rd
San Jose, CA 95112
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