San Jose Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Mar 2024
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
3.91
Average pricing $
Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $
Updated Aug 2025
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and ho... more
Learn more about Progressive Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.04
Average pricing $
Updated Nov 2024
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less
4.11
Average pricing $

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get San Jose Auto Insurance Quotes Online

Before you can compare San Jose car insurance rates, you will need to get a good number of quotes from California car insurance companies. 4 or 5 should give you enough of a selection to compare.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Jose car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Jose car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Jose Car Insurance

If buying San Jose car insurance online is not your cup of tea, there are other ways to secure insurance on your vehicles.

  • If you'd rather contact a San Jose insurance agent directly, you can search for San Jose insurance agents by clicking the 'Find an Agent' link on our menu.
  • It's always possible to go directly to the websites of companies like Farmers Insurance, Allstate, State Farm or Libery Mutual to get a direct car insurance quote.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Jose Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Jose drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File Small Claims - Insureds who have a tendancy to file small claims will pay higher rates than those who choose to pay small claims out-of-pocket.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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San Jose Insurance Agents

Listed below are San Jose agents who may be able to help you find California car insurance. View all San Jose insurance agents.

Wayne Hopp
1610 Blossom Hill Rd Ste 11
San Jose, CA 95124

Kristin Findley
1375 Blossom Hill Rd Ste 17
San Jose, CA 95118

Bernard G Mille
493 Blossom Hill Rd
San Jose, CA 95123

Lou Caputo
4606 Meridian Ave Ste F
San Jose, CA 95124

Mona Torres
2242 Quimby Rd
San Jose, CA 95122

Amila Insurance Services
4340 Almaden Expwy
San Jose, CA 95118

Ethan Allen
6501 Crown Blvd Ste 200
San Jose, CA 95120

Golden Capitol Insurance Agency
1370 E Santa Clara St
San Jose, CA 95116

Paul Curiel
2670 S White Rd Ste 90
San Jose, CA 95148

Burch Boehner
201 E Taylor St Ste 2
San Jose, CA 95112

Anjomi Insurance Insurance
835 Saratoga Ave
San Jose, CA 95129

Thomas Gurske
1060 Willow St Ste 8
San Jose, CA 95125

Victor Quoc Tieu
102 W Alma Ave
San Jose, CA 95110

Cost-U-Less Insurance Center
5530 Almaden Expy
San Jose, CA 95051

Amar Sehgal
915 Meridian Ave Ste 209
San Jose, CA 95126

Jeffery Sundquist
2695 Moorpark Ave # 203
San Jose, CA 95128

Titan Auto Insurance
1915 Alum Rock Ave
San Jose, CA 95116

Jack Healey Insurance Agency
1602 The Alameda Ste 203
San Jose, CA 95126

Joanne Vo
181 Metro Dr # 290
San Jose, CA 95110

Dick Alesch
164 N Bascom Ave Ste A
San Jose, CA 95128

Amanda Carolyn Nguyen
1968 Aborn Rd
San Jose, CA 95121

Sonny Vu
3241 S White Rd
San Jose, CA 95148

Tin Nguyen
4112a Monterey Rd
San Jose, CA 95111

Carolyn Andel
2021 The Alameda Ste 200
San Jose, CA 95126

Jenny Phillips
598 E Santa Clara St Ste 230
San Jose, CA 95112

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