San Francisco Car Insurance Prices

Find Affordable California Auto Insurance Coverage

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San Francisco Car Insurance Prices

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Insurance and Finance Writer

UPDATED: Jul 7, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Get San Francisco Auto Insurance Quotes Online

In order to fairly compare San Francisco auto insurance rates, you first need to get 4 to 5 rate quotes from different California auto insurance companies.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple San Francisco car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your San Francisco car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper San Francisco Car Insurance

If you want to cover all your bases when shopping for San Francisco car insurance, try these ideas when shopping for coverage.

  • If you'd rather contact a San Francisco insurance agent directly, you can search for San Francisco insurance agents by clicking the 'Find an Agent' link on our menu.
  • Companies like Liberty Mutual, Allstate, State Farm and Farmers Insurance all allow you to get quotes directly from their respective websites.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your San Francisco Auto Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - San Francisco drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Don't File All Claims - It's not a good idea to frequently file claims with your insurance company. Sometimes you can't avoid it, but if it's a small claim, reconsider filing and just pay the claim yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Auto Insurance Comparison

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San Francisco Insurance Agents

Listed below are San Francisco agents who may be able to help you find California car insurance. View all San Francisco insurance agents.

David Tsao
3739 Geary Blvd
San Francisco, CA 94118

Farallon Associates Insurance Brokers
400 Montgomery St Ste 500
San Francisco, CA 94104

George Jee Insurance Services
6115 Geary Blvd Ste 202
San Francisco, CA 94121

Henry De Guzman Cruz
1745 Ofarrell St
San Francisco, CA 94115

Min Kwong
2568 Noriega St Ste 201
San Francisco, CA 94122

Jerry Verdi
580 California St Fl 16
San Francisco, CA 94104

Estrellita Lepana
4995 Mission St
San Francisco, CA 94112

Don Lehr
206 Spear St
San Francisco, CA 94105

Reinholdt Insurance Agency
544 Golden Gate Ave
San Francisco, CA 94102

Daniel Onyike
1411 Irving St
San Francisco, CA 94122

Angela Lee
1434 Taraval St # 1
San Francisco, CA 94116

Wang Insurance Agency
2620 Judah St
San Francisco, CA 94122

Crouse & Associates Insurance
100 Pine St Ste 2500
San Francisco, CA 94111

Frank Lew
1511 Taraval St Ste 203
San Francisco, CA 94116

Alan Chan
1700 California St Ste 210
San Francisco, CA 94109

Alex Boquiren
1434 Taraval St
San Francisco, CA 94116

Shao Wu Chang
2458 23rd Ave
San Francisco, CA 94116

Lee Wong & Leong
566 Commercial St
San Francisco, CA 94111

Stella Kwok
1614 Balboa St
San Francisco, CA 94121

Stanly Insurance Brokerage
580 California St Fl 12
San Francisco, CA 94104

Susan Levinson
1501 Church St
San Francisco, CA 94131

Steven Shea
1245 9th Ave Ste C
San Francisco, CA 94122

Heffernan Insurance Brokers
120 Howard St Ste 550
San Francisco, CA 94105

MOC Insurance Services
44 Montgomery St Fl 17
San Francisco, CA 94104

Pauline Bo Sham
1400a Irving St
San Francisco, CA 94122

Find Affordable California Auto Insurance Coverage

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