Sacramento Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Jul 2025
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong fi... more
Is State Farm Insurance good? As one of the most popular providers in the country, State Farm boasts strong financial ratings and positive customer reviews. State Farm homeowners insurance reviews rank it in the top ten for claims satisfaction. Coverage is also available in all 50 states, which is important to Florida less
4.07
Average pricing $
Updated Jan 2025
Learn more about USAA, what products they offer, what their consumers think about them and how they compare ag... more
Learn more about USAA, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.68
Good pricing $$
Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $
Updated Mar 2025
For more than 90 years, American Family has been protecting and supporting its customers with strong customer ... more
For more than 90 years, American Family has been protecting and supporting its customers with strong customer service. They claim to be more than just an insurance company. They want to transform the way you think about insurance. At AmFam, they believe your dreams are important and that is why they work hard to protec less
4.01
Average pricing $

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get Sacramento Car Insurance Quotes Online

To adequately compare Sacramento car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Sacramento car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Sacramento car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Sacramento Auto Insurance

You can always try these other techniques to find the best deal on Sacramento car insurance.

  • If you'd rather contact a Sacramento insurance agent directly, you can search for Sacramento insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Sacramento Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Sacramento drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Reconsider Small Claims - If you have a claim that's not very much in excess of your deductible, just pay the claim yourself. Claim-free drivers pay lower rates.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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Sacramento Insurance Agents

Listed below are Sacramento agents who may be able to help you find California car insurance. View all Sacramento insurance agents.

Phi Nguyen
6175 Stockton Blvd Ste 230
Sacramento, CA 95824

Sam Michaelson
7000 Franklin Blvd Ste 610
Sacramento, CA 95823

Kelly Gordon Insurance Agency
5500 Madison Ave Ste C
Sacramento, CA 95841

Big Savings Insurance Agency
7837 Stockton Blvd # 300
Sacramento, CA 95823

Robert Peterson
7210 Greenhaven Dr Ste C
Sacramento, CA 95831

Warren G Bender Company
4350 Auburn Blvd
Sacramento, CA 95841

Brockman Insurance Agency
2775 Cottage Way Ste 2
Sacramento, CA 95825

Dashers Insurance Services
2100 Watt Ave
Sacramento, CA 95825

Brooke Agency – Michael Del Rosario
2420 Del Paso Rd Ste 145
Sacramento, CA 95834

Forster Insurance Services
3811 Florin Rd Ste 24
Sacramento, CA 95823

Different Insurance Agency
9119 Kiefer Blvd
Sacramento, CA 95826

Interwest Insurance Services
3600 American River Dr Ste 200
Sacramento, CA 95864

Moira Little
3400 Bradshaw Rd Ste A1
Sacramento, CA 95827

Galli Insurance Services
3841 N Freeway Blvd Ste 150
Sacramento, CA 95834

McGee & Thielen Insurance Brokers
3780 Rosin Ct Ste 200
Sacramento, CA 95834

Fernando Martinez
2775 Cottage Way Ste 39
Sacramento, CA 95825

Sean Timmons
7311 Greenhaven Dr Ste 240
Sacramento, CA 95831

Ana Rosu
1851 Heritage Ln Ste 270
Sacramento, CA 95815

Hung Truong
6895 Lindale Dr
Sacramento, CA 95828

West One Insurance Services
5383 Franklin Blvd
Sacramento, CA 95820

Brett Peterson
4135 Northgate Blvd Ste 7
Sacramento, CA 95834

Cherie Meek
4600 Northgate Blvd Ste 105
Sacramento, CA 95834

West Coast Auto Insurance Services
5219 Fruitridge Rd
Sacramento, CA 95820

TWFG Insurance Services
2425 Fair Oaks Blvd Ste 114
Sacramento, CA 95825

Connor Insurance Services
930 Florin Rd Ste 203
Sacramento, CA 95831

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