Modesto Car Insurance Prices

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Find the Lowest Car Insurance Rates Today

Quote’s drivers have found rates as low as $42/month in the last few days!

Updated Dec 2021
Learn more about Nationwide, what products they offer, what their consumers think about them and how they comp... more
Learn more about Nationwide, what products they offer, what their consumers think about them and how they compare against other carriers. less
4.00
Average pricing $
Updated Jul 2024
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to ... more
Allstate's best-in-class products and services help provide innovative protection and retirement solutions to millions of households nationwide.\n\nOur evolving business strategies and solutions continue to reinvent the industry standards, helping our customers better protect what they have today and prepare for a brig less
3.98
Average pricing $
Updated Nov 2024
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded... more
Geico, short for Government Employees Insurance Company, is an American auto insurance company. It was founded in 1936 and is currently headquartered in Chevy Chase, Maryland. Geico is known for its catchy advertising campaigns and its focus on providing affordable car insurance to a wide range of customers. The compan less
4.11
Average pricing $
Updated Mar 2024
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and... more
Learn more about Liberty Mutual Insurance, what products they offer, what their consumers think about them and how they compare against other carriers. less
3.91
Average pricing $

Table of Contents

Alexandra Arcand

Insurance and Finance Writer

Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...

Written by
Alexandra Arcand
Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Reviewed by
Eric Stauffer

Updated July 2025

Get Modesto Car Insurance Quotes Online

To adequately compare Modesto car insurance quotes, you need to first obtain enough quotes from enough companies to make a comparison. Four to five quotes from different companies should be enough to compare rates.

To start, simply click the graphic above and you will be taken to a short form where you can get multiple Modesto car insurance quotes just by completing the one form.

Find Lower Insurance Prices

As soons as you have your comparison quotes in front of you from the different companies, take a look to make sure the coverages on the quotes are the same. You want to make sure you're comparing apples-to-apples coverages in order to have a fair analysis of the rates.

Once you have determined that all quotes are based on similar coverage levels, take a look at the final quoted premium. If some quotes are outrageously high or low, you may want to double check the quoted coverages again just to make sure there wasn't a mistake.

Factors that determine your Modesto car insurance quotes include your credit history (that's a big one), how good of a driver you are, how old the drivers on your policy are, and whether or not you've carried continuous insurance prior. If you haven't, that's known as a lapse in coverage and is not a good thing.

Find Cheaper Modesto Auto Insurance

If your online insurance quotes do not meet your expectations, there are other methods of finding Modesto car insurance.

  • If you'd rather contact a Modesto insurance agent directly, you can search for Modesto insurance agents by clicking the 'Find an Agent' link on our menu.
  • If you want to take the time to duplicate your data entry, you can go directly to company websites like Liberty Mutual, State Farm, Allstate or Farmers Insurance to get quotes.
  • Your friends and family are a good source of car insurance referal information, both good and bad.

Slash your Modesto Car Insurance Prices

In determining your final insurance premium, California car insurance companies take a number of factors into consideration. There are some things under your control such as the following.

  • Be a Safe Driver - Modesto drivers who obey the law pay much less than poor drivers.
  • Good Credit Pays Less - If you have a good credit score, you're insurance rates are going to be a lot lower than drivers with bad credit.
  • Discounts for No Claims - If you have a tendancy to file small claims on your car insurance, you're going to pay more than if you had just paid the claims yourself.
  • Combine and Save - Combining your car insurance and your home insurance with the same company is a great way to save money on both.

Free Insurance Comparison

Compare Quotes From Top Companies and Save

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Modesto Insurance Agents

Listed below are Modesto agents who may be able to help you find California car insurance. View all Modesto insurance agents.

Robert Martin
1021 Oakdale Rd
Modesto, CA 95355

Herb Bustle
1221 E Orangeburg Ave Ste 4d
Modesto, CA 95350

Alex Barron
1128 6th St Ste B
Modesto, CA 95354

Ronald C Cook
1508 Coffee Rd Ste G
Modesto, CA 95355

AAA Insurance
3525 Coffee Rd
Modesto, CA 95355

Rashad Mitchell
518 Needham St
Modesto, CA 95354

Mark Buckley
1236 Floyd Ave
Modesto, CA 95350

Kevin Pallotta
2937 Veneman Ave Ste A100
Modesto, CA 95356

Giddings Corby Hynes
1150 9th St Ste 1400
Modesto, CA 95354

Golden Oaks Insurance
1633 E Hatch Rd
Modesto, CA 95351

Micheletti & Associates Insurance Services
4317 N Star Way Ste B
Modesto, CA 95356

Sanguinetti & Company Insurance Brokers
1741 Coffee Rd Ste 4
Modesto, CA 95355

Registration Insurance Services
1612 Crows Landing Rd
Modesto, CA 95358

Liberty General Insurance Services
3025 Mchenry Ave
Modesto, CA 95350

McVey Insurance Broker
1231 8th St Ste 100
Modesto, CA 95354

Brooke Agency – Alan Cheney
1518 Coffee Rd Ste D
Modesto, CA 95355

Noelia Martinez
518 Needham St
Modesto, CA 95354

Jeff Blizzard
1532 Lakewood Ave Ste 6
Modesto, CA 95355

Wylie Insurance
426 14th St Ste 214
Modesto, CA 95354

Cathy Deboer
145 Woodrow Ave Ste B2
Modesto, CA 95350

Tracy A Giuliano
3430 Tully Rd Ste 57
Modesto, CA 95350

Liberty General Insurance Services
1700 Crowslanding Rd
Modesto, CA 95358

Andy Harless
945 Coffee Rd Ste 1
Modesto, CA 95355

Jennifer Boyden
1900 Standiford Ave
Modesto, CA 95350

Joel Henderson
1508 Coffee Rd Ste G
Modesto, CA 95355

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